Living in California for half my life (and the first half in the Philippines), my body was not meant for extremely cold weather. I get cold very easily. Once the temperature drops to 50 degrees, whining ensues.
So when we planned to drive up to Montreal from Washington D.C, I was a bit nervous and worried how I'll survive two days in the snow. Once we were there, snowing and all, it wasn't as bad as I made it up to be in my head. It felt like I was in my own little snow globe. Although the temperature didn't go down to the single digits, 20 degrees was still considered freezing cold in my book. But layering with thermal shirts kept me nice and cozy as we explored Montreal.